Mon - Fri 09:00 - 17:00
Sunday & Sunday Closed
(0203) 286-6952
info@ihomefinance.co.uk
Beachside Business Centre
Rue du Hocq, Jersey JE2 6LF
Welcome to fair and smart mortgage loans, we're here to help you
Mortgage Explained
Required Documents
FAQs
Residential Jumbo Mortgage
The Mortgage Loan for high-priced Real Estate Markets
Professional Advice
Getting the information you need can save you thousands of pounds on your mortgage. We will also work closely with all the relevant professionals to ensure your mortgage moves forward at the correct pace.
Great Support
Our goal is to help clients complete their mortgage transaction in the shortest possible time. To this end, our first-class support team will help you with all relevant paperwork, instruct surveys and liaise with solicitors.
Best Mortgage Deals
We help you compare different mortgages on the market, as well as mortgages which are not offered directly to customers. Together we will work out which plan will suit you best!
The Jumbo Mortgage
Jumbo home loans are mortgages that are above the conforming lending limit, which is currently at £400,000. Our Jumbo loans range between £400,000 and up to £600,000 for high-balance conforming.
Jumbo home loans are often requested by clients who wish to buy or build in high-priced real estate markets such as Jersey, the Channel Islands or London. We have extensive experience in structuring and closing jumbo mortgages and will provide the highest levels of service and expertise along the way.
Why we offer jumbo mortgage loans:
We underwrite and fund our own jumbo home loans in cooperation with our base investors. That will save you time and headache that come with using banks and outside lenders.
Things to Consider:
We offer flexible and competitive jumbo home mortgage packages that come with either fixed or adjustable-rate products. We also offer interest-only payments, which can be a viable option in special circumstances.
Our jumbo loans can also be used to purchase a second home or investment property.
Work out what you can afford
Don’t stretch yourself if you think you’ll struggle to keep up repayments. Also, think about the running costs such as household bills, council tax, insurance and maintenance.
Contact us now for a
free telephone appointment!
To ensure things move as smoothly and timely as possible, please make sure you have the required documents at hand. To find out which documents are required, please turn to our "Required Document" section here! You are always welcome to contact us if you have any questions.
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Interest-only Mortgage?
Choose a mortgage plan
We help you compare different mortgages on the market, as well as mortgages which are not offered directly to customers. Together we will work out which plan will suit you best!
Apply for a mortgage
We will ask you questions to work out a detailed affordability assessment. This could involve some detailed questioning of your finances and plans that could impact your future income. If your application is accepted, the lender will provide you with a binding offer.
An interest-only mortgage is a loan in which, for a set term, the borrower pays only the interest on the principal balance, with the principal balance unchanged. At the end of the interest-only term the borrower will pay the principal, or convert the loan to a principal and interest payment (or amortized) loan at his/her option.
Interest-only mortgage can be useful:
When you plan to be in the home for only a short period of time.
When you earn a sizable bonus or income from commissions and want the ability to make larger, irregular payments to cut down on principal faster.
When you prefer to keep monthly payments low for a period of time
When you plan to be in the home for only a short period of time.
When you want to buy a house now but expect large amount of money later (eg. inheritance).
Get A Mortgage Right Now & Save up to 10% on fees
GET A QUOTE
Whatever your funding needs let our expert, award-winning brokers find the right property finance for you. We are here to help!
Company Registration
Contact Info
iHome holding Ltd.
Beachside Business Centre
Rue du Hocq
St. Clement, Jersey JE2 6LF
Channel Islands
+44 2032 8669 52
Mon - Sat 09:00 - 17:00
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